Owner occupied or investments loans typically up to 85% LTV starting at $500K – $30M. Restricted by 1.25 Debt service constraint. Terms range from 1 – 15 year fixed, with 25-year maximum amortization.
These loan products offer long term fixed rates typically up to 70% LTV, with loan amounts ranging from $1M – $100M. Loans are non-recourse, with up to 30-year amortization. The prepayment penalty is typically yield maintenance or a step down prepay for the term of the loan.
Commercial Mortgage Backed Securities – CMBS loans typically go up to 75% loan to value on most commercial assets, and will lend in many areas, that Life Companies and Banks may not lend. Terms are for 10 years with up to 30-year amortization. Loan amounts range from $5M – $300M.