FORBIX Residential Loans | Financing Your Dream Home

RESIDENTIAL

FORBIX provides financing options you won’t find anywhere else. There are no cookie-cutter situations. Whether you’re buying a first home, building your dream vacation get-away or adding to your portfolio of rental properties, we’ll tailor a program to fit your specific needs.

FORBIX wants to be your lender for life. We stand by our customer service guarantee—our loan officers will make themselves available to assist you and answer all your questions for the life of your loan.

Residential experience includes:

Single-family homes

Condominiums & Townhomes

2nd residences/vacation homes

New construction/custom builds

Multi-family properties

FIXED LOANS

These types of loan products offer long-term stability by providing a fixed payment schedule over the duration of the loan with capped variable rate options.

FNMA/FHLMC (Fannie Mae/Freddie Mac)
- These are typically 30-year fixed loans with only a 3% down payment required. Loan amounts range from $50,000 to $1,212,000. Can be used for Single-Family Homes up to 4-unit properties.
Jumbo Loans
- Fixed and variable rates are available for larger loan amounts. They start at $650,000 and go up to $30,000,000. The higher the loan amount, the larger the down payment requirements.
Investor Loans
- These loans are geared toward investors with multiple properties. Fannie Mae and Freddie Mac limit individuals at 10 properties financed. We offer blanket loans for nationwide portfolios as well as investor qualifiers. Borrowers can use rental property income to qualify without having to show personal tax records.

PRIVATE LOANS

FORBIX offers private funding for residential investment properties. To qualify, borrowers need to establish a qualified exit plan for a bridge loan.

Investment Properties
- Up to 70% LTV.
- Negotiable rates.
- Term availability up to 30 years fixed.
Fix & Flip
- Up to 90% loan to cost (ARV 65%).
- Negotiable rates.
- Terms range from 6–24 months.
- Experience required.

CONSTRUCTION LOANS

FORBIX offers residential construction loans for both owner-occupied and investor properties. We have extensive experience in both lending and building homes. In addition to financing, FORBIX can provide insight regarding cost overruns, insurance requirements and construction risk.

Owner-Occupied
- Borrowers looking to build their dream home can qualify for construction and permanent financing. Rates can be locked up to 12 months out and loan products range from 5-year to 30-year fixed loans.
SPEC Construction
- For seasoned developers/borrowers, FORBIX offers construction financing for Single-Family, Condominiums and Multi-Family properties. Loans range from $1M – $50M and can be fixed or variable. LTC can generally go to 80%, 70% for higher-end homes.

PORTFOLIO LOANS

For investors with multiple properties, FORBIX offers portfolio loans that not only apply to properties, but your investment strategy. Whether it's building rental incomes or fix-and-flipping distressed properties, we establish the qualifications and can provide the flexibility needed for your particular scenario.

FORBIX Portfolio
- Unlimited properties financed up to 90% loan to valuation.
- Asset-based qualifications.
- Profit and loss only qualifications.
- Cross collateralized loans in case you haven’t sold your home yet but found a new one that you must buy.
- Blanket liens over multiple properties—cash flow from properties used for qualification.

RESIDENTIAL

BRANDON, MS OFFICE 300 Castlewoods Blvd., Ste. 4 Brandon, MS 39047 (601) 965-9677 Info@FORBIX.com

BRANDON, MS OFFICE
300 Castlewoods Blvd., Ste. 4
Brandon, MS 39047
(601) 965-9677
Info@FORBIX.com