SBA loans are insured by the Small Business Administration. The majority of the actual money still comes from a bank but SBA guarantees that if there are problems, the government will ensure that the lender is repaid. SBA loans have been the key to many successful businesses and can offer certain benefits not available with other types of loans. SBA loan programs meant primarily to lend to small businesses unable to secure financing on reasonable terms through normal lending channels. We have the knowledge and expertise to direct our customers through the process of obtaining SBA financing when other options are not available.

Up to 10 properties with Financing

97% max LTV on Owner Occupied Properties for Purchase and Rate & Term

85% Max LTV for Cash Out on Owner Occupied

75% Max LTV for Investment Cash Out up to 2 units

The Federal Housing Administration (FHA) insures residential mortgage loans typically for those who would not qualify for conventional financing either due to poor credit or lack of sufficient down payment. Borrowers are able to put as little as 3.5% down on purchases, allowing for more people to experience home ownership.

• Primary Residences may qualify for an FHA Streamlined refinance with minimum Fico 640
• Non-Occupant Co-Borrowers allowed
• Non-traditional credit may be used when no credit history exists
• Cash out limited to $200,000
Inquire on FHA with a Forbix Rep now (ENTER EMAIL HERE)

We work with banks and financial funds to secure financing for small balance apartment buildings starting at only $100,000 nationwide. Streamlined underwriting for long-term fixed rate and variable rate financing for commercial properties. Balloon loan terms of 5, 7, 10, years with amortizing terms up to 25 years, fully amortizing loans with terms up to 30 years, or hybrid ARM loan terms of 30 years with 7 or 10 years fixed. A fixed (Yield maintenance formula with a 1% minimum) or adjustable (1% or Declining Percentage Fee Schedule) rate and non recourse.

• Loan amount of $100,000
• 20, 25, or 30 years, based on the age of property and condition
• 1.25x minimum DSCR
• Up to 70% maximum LTV for refinances and 75% for acquisitions
Request more information on Conventional loans here (ENTER EMAIL HERE)